Terms of Service

These Terms of Service (the “Terms”) govern your use of the Inloopd mobile application and the website at inloopd.com (together, the “Service”). The Service is operated by Sarah Dufays, an individual sole proprietor based in Florida, doing business as Inloopd (“Inloopd”, “we”, “us”, “our”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. The Service

Inloopd generates personalized AI news briefings from publicly available sources, delivered as audio podcasts, text headlines, or weekly recaps tailored to topics and expertise levels you choose. Features may change, expand, or be removed at any time.

2. Eligibility and account

• Age — You must be at least 13 years old. By creating an account, you confirm that you meet this age requirement.
• Sign-in — Accounts are created exclusively via Apple Sign-In or Google Sign-In. We do not store your provider password.
• One per person — Each individual may hold one account. Accounts are personal and non-transferable.
• Security — You are responsible for the security of the Apple ID or Google account you sign in with. Notify us at legal@inloopd.com if you believe your Inloopd account has been accessed without authorization.

3. AI-generated content disclaimer

All briefing content — scripts, summaries, audio narration, headlines, recaps, and show notes — is generated by artificial intelligence from publicly available sources. By using the Service, you acknowledge and agree that:

• Content is not professional advice — financial, investment, legal, medical, tax, or otherwise.
• Content may contain errors, hallucinations, omissions, mischaracterizations, or outdated information.
• Briefings are AI-synthesized summaries, not original reporting or journalism.
• Audio is generated by text-to-speech and may mispronounce names, terms, or numbers.
• Source attribution is best-effort. Source links may be missing, broken, or imperfectly matched.
• You are responsible for independently verifying any information before acting on it.

Nothing in any briefing constitutes financial, investment, legal, medical, or other professional advice. Inloopd is an informational tool only.

4. Source material and third-party content

Briefings synthesize and summarize content from publicly available news sources, research papers, and blog posts. Where source links are available, we surface them so you can read the original reporting. Inloopd does not claim ownership of third-party content, and we encourage you to visit and support the original sources. Trademarks, logos, and brand names of third parties belong to their respective owners; their appearance in source attributions does not imply endorsement.

5. Acceptable use

You agree not to:

• Use the Service for any unlawful, infringing, or harmful purpose.
• Impersonate another person or misrepresent your affiliation.
• Attempt to access another user's account, data, or share links.
• Reverse-engineer, decompile, or disassemble any part of the Service, except to the extent that such restriction is prohibited by applicable law.
• Probe, scan, or test the vulnerability of the Service, or breach any security or authentication measure.
• Use bots, scrapers, crawlers, or automated tools to access, copy, or extract data from the Service.
• Reproduce, redistribute, or commercially exploit briefing content, audio, or transcripts without our prior written permission.
• Misrepresent AI-generated briefings as your own original reporting, journalism, or analysis.
• Interfere with or disrupt the integrity or performance of the Service.

6. Intellectual property

The Service, including its design, codebase, AI prompt design, and the format of AI-generated briefings, is owned by Inloopd or our licensors and is protected by intellectual property laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own non-commercial use, subject to these Terms.

You retain ownership of free-text feedback, suggested topics, and other content you submit through the Service. By submitting it, you grant us a worldwide, royalty-free license to use that content to operate, evaluate, and improve the Service. We will not publish your name or email alongside your feedback.

7. Pricing and payments

The Service is currently free. We may introduce paid plans or in-app purchases in the future. If we do, all charges will be processed by Apple through the App Store, governed by Apple's payment terms, and we will obtain your explicit consent before any charges apply. Apple's standard refund policy will apply to any in-app purchases.

8. Apple App Store EULA

If you obtained the Service through the Apple App Store, the following additional terms apply, and to the extent of any conflict with the rest of these Terms, control:

• These Terms are entered into between you and Inloopd, not Apple. Apple is not responsible for the Service or its content.
• Your license to the App is a non-transferable license to use it on any Apple-branded device that you own or control, as permitted by the Apple Media Services Terms.
• Apple has no obligation to provide maintenance or support for the App.
• If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any). To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App.
• Apple is not responsible for addressing any claims by you or any third party relating to the App, including product liability, regulatory, or consumer-protection claims.
• In the event of a third-party intellectual-property claim, Apple is not responsible for the investigation, defense, settlement, or discharge of that claim.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not on any U.S. Government list of prohibited or restricted parties.
• Apple and Apple's subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

9. Termination

You may delete your account at any time from the Profile screen in the App, or by emailing legal@inloopd.com. Deletion is permanent and removes your data within 30 days, as described in our Privacy Policy.

We may suspend or terminate your access if you breach these Terms, abuse the Service, or if we are required to do so by law. We may discontinue the Service in whole or in part with reasonable notice. Sections that by their nature should survive termination (Sections 3, 4, 6, 9, 10, 11, 12, 13, and 14) will survive.

10. Disclaimer of warranties

The Service is provided “as is” and “as available,” without warranty of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose, non-infringement, or accuracy. We do not warrant that the Service will be uninterrupted, timely, error-free, or free of viruses or other harmful components, or that briefing content will be accurate, complete, or reliable.

11. Limitation of liability

To the maximum extent permitted by law, Inloopd and its officers, employees, agents, and licensors will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, or for any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Service, even if we have been advised of the possibility of such damages.

Our total aggregate liability for all claims arising out of or related to the Service will not exceed the greater of (a) one hundred U.S. dollars ($100), or (b) the amount you paid us in the twelve months before the event giving rise to the claim. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

12. Indemnification

You agree to indemnify and hold Inloopd harmless from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your breach of these Terms, your misuse of the Service, or your violation of any law or third-party right.

13. Governing law and disputes

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws rules. Any dispute arising out of or related to these Terms or the Service will be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction of those courts. Nothing in this section affects rights you have as a consumer under mandatory law in your country of residence.

14. Changes to these terms

We may update these Terms from time to time. Material changes will be communicated at least 30 days in advance through an in-app notice and (where we have it) by email. Continued use of the Service after the effective date constitutes acceptance of the updated Terms.

15. Contact

Questions about these Terms:
legal@inloopd.com